"MacDonald MGMT" did a wonderful job analyzing my firm. Their visual tools and reports really helped me understand my current situation and options for the future. Using these options I have implemented a plan that will exceed my initial hopes as to the future welfare of both my family and my business. My Chartered Accountant even recommended them. It's a pleasure to deal with real professionals."
Andrew M.
President of a Non-destructive Testing Company,
Many years ago John Lindsay stopped by my office and showed me a concept that at the time seems to counter the known strategies with which I was already too familiar: Bonus out and pay tax, or pay tax on dividends" I could see all my hard work just going for tax, there had to be a better way. As an accountant and business owner, I was already aware of the difficulties in creating liquidity for a privately owned company and was looking for a way to get the equity out, tax-free. He completed an intensive analysis of my company(s) holdings to determine the sustainable after tax cash flow and an earnings valuation. He selected an investment portfolio that would grow tax free. The investments were and still are, Canadian government bonds and equity investments in large blue chip dividend paying, undervalued stocks. The investment has performed very well and I am almost on track with John's prediction, all those years ago. I get periodic reports on the investment from an independent advisory service on a continual basis. I have thanked John for these reports many times. My corporate owned life policy has proved to be excellent collateral and has the capacity to accept for future earnings from operations as well as larger capital injections from the sale of my business assets. So now I have more cash and peace of mind for the future."
Todd B.,
CMA, 2011

While many sophisticated investors have ... scorned the use of life insurance, the new environment means that they should ... look at it in the light of the new tax rules.

While it may not have the emotional attractions of real estate or stock market investments, the after-tax return and the timing attractions of the pay-off may suggest an enhanced role in the planning generally and estate planning in particular"

(The Canadian Taxpayer, 20 Oct 1987)
Arthur Drache on Life Insurance as an investment

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